Don’t Let Rates Scare You: Why Fall and Winter Can Be the Smartest Time to Buy in Denver
Denver Fall & Winter Buyers Lower prices, less competition and sellers ready to deal. Here's why prepared buyers act while everyone else waits. By Vain Lang · Visit my website Happy Sunday, y'all! If you've been thinking about buying a home but the news has you nervous about interest rates, this one's for you. Rates matter. They're just one piece of the puzzle, and this time of year the other pieces often line up in the buyer's favor. Let's walk through it. 1. Let's Put Today's Rates in Perspective As of October 29, 2026, Freddie Mac's average 30-year fixed rate was 7.24%, up from 6.17% a year ago. That jump makes for scary headlines. But since Freddie Mac started tracking in 1971, the 30-year rate has averaged about 7.7%. Today's rate is high compared to the last few years, but it's not out of line with history. The headlines also leave a lot out. Your monthly payment depends on the price you pay, the terms you negotiat...